TERMS AND CONDITIONS

1 Benefit is available to Consumer and Business Platinum Card® and Centurion® members only. To receive statement credits of up to $200 a year toward incidental air travel fees, Card member must enroll and choose a qualifying airline at www.americanexpress.com/airlinechoice. Only the Basic Card member or Authorized Account Manager(s) on the Card account can enroll and select the qualifying airline. Card members who have not chosen a qualifying airline will be able to do so at any time. Card members who have already selected a qualifying airline will be able to change their choice one time each year in January at www.americanexpress.com/airlinechoice or by calling the umber on the back of the Card. Card members who do not change their airline selection will remain with their current airline. Statement Credits: Incidental air travel fees must be charged on the enrolled Card account for the benefit to apply. Incidental air travel fees must be separate charges from airline ticket charges. Fees not charged by the Card member's airline of choice (e.g. wireless internet and fees incurred with airline alliance partners) do not qualify for statement credits. Airline tickets, upgrades, mileage points purchases, mileage points transfer fees, gift cards, duty free purchases, and award tickets are not deemed to be incidental fees. The airline must submit the incidental air travel fees under the appropriate merchant code, industry code, or required service or product identifier for the charge to be identified. Purchases made by both the Basic and Additional Card members on the enrolled Card account are eligible for statement credits. Each Card Account is eligible for up to a total of $200 a year in statement credits, regardless of the number of Cards on the Account. Please allow 2-4 weeks after the qualifying incidental air travel fee is charged to your Card account for statement credit(s) to be posted to the account. We rely on airlines to submit the correct information on airline transactions, so please call the number on the back of the Card if statement credits have not posted after 4 weeks from the date of purchase. Card members remain responsible for timely payment of all charges. To be eligible for this benefit, Card account(s) must be active and not in default at the time of statement credit fulfillment. If a charge for any incidental air travel fee is included in a Pay Over Time feature balance on your Card account (for example, Sign & Travel), the statement credit associated with that charge will not be applied to that Pay Over Time feature balance. Instead, the statement credit will be applied to your Pay In Full balance. For additional information about this benefit, call the number on the back of your Card.

2 To use Pay with Points, you must charge purchase through American Express Travel to a Membership Rewards® program-enrolled Card. Points will be debited from the Membership Rewards account, and credit for the corresponding dollar amount will be issued to Card account used. If points redeemed do not cover entire amount, the balance of purchase price will remain on Card account. Minimum redemption 5,000 points. Effective for Pay with Points redemptions for Consumer and Business Platinum Card members and Centurion members, you will receive 1 bonus point for every 5 points you redeem. To be eligible to earn bonus points, Card account(s) must be active and not in default at the time of bonus points fulfillment. Transactions charged to a Corporate Card are excluded. Bonus points will be credited to your Membership Rewards First ® account approximately 6-10 weeks after charges appear on your billing statement. See membershiprewards.com/terms for Membership Rewards First program terms and conditions. Bonus ID 4880.

3 These Terms and Conditions govern Business Platinum Card® members' participation in and use of the Priority Pass™ Select program. Priority Pass is an independent airport lounge access program. By enrolling in Priority Pass Select, you acknowledge and agree that American Express will verify your Card account number and provide updated Card account information to Priority Pass from time to time. Priority Pass will use this information to fulfill on the Priority Pass Select program and may use this information for marketing related to the program. Once enrolled, Business Platinum Card members in good standing may access participating Priority Pass Select lounges worldwide on a complimentary basis. Additional Gold Card members are not eligible for complimentary membership. The Priority Pass Select member must present his or her Priority Pass Select card and boarding pass to gain access to participating lounges. In some cases, Priority Pass Select member must be 21 years of age to enter without a parent or guardian. Priority Pass Select members must adhere to all house rules of participating clubs. Amenities may vary among airport lounge locations. Conference rooms may be reserved for a nominal fee. Priority Pass Select lounge partners and locations are subject to change. Member is liable for all accompanying guest visits and will be automatically charged $27 per guest after it has been reported by the participating lounge. All Priority Pass Select members must adhere to the Priority Pass Conditions of Use which will be sent to you with your membership package, and can be viewed at www.prioritypass.com/select. Upon receipt of your enrollment information, Priority Pass will process your membership and send you your personalized membership card together with your Priority Pass Select lounge listings, which you should receive within 10–14 days.

This benefit is available to Consumer and Business Platinum Card® and Centurion® Card members (“Card member”). Card member must present his or her valid Card and government-issued ID. Ticket not required for Airspace Lounges. In some cases, Card member must be 21 years of age to enter without a parent or guardian. The Card member's spouse and children under the age of 21 or up to two companions may enter the club as complimentary guests. Card member must adhere to all house rules of participating lounges. Card members and his or her guests will receive all of the complimentary benefits and amenities afforded to the Airspace Lounge customers, as well as access to purchase non-complimentary items. Some product features may be subject to additional charges. Airspace Lounge locations are subject to change.

4 Global Entry is a U.S. government program. American Express has no control over the application and/or approval process, and does not have access to any information provided to the government by the Consumer and Business Platinum Card® or Centurion® member.

American Express has no liability regarding the Global Entry Program. If you need more information regarding the application and/or approval process, as well as the full terms and conditions of this program, please go to www.globalentry.gov.

The benefit is available to Consumer and Business Platinum Card and Centurion members only and applies when the Card member selects the "Global Entry" program. Other program applications including, but not limited to, NEXUS, SENTRI, and Privium are not eligible for the statement credit. If a Card member selects any other program in addition to the Global Entry program, the transaction is not eligible for the statement credit.

To receive the $100 statement credit, Card member must complete the Global Entry application and pay a $100 application fee with a valid Consumer or Business Platinum Card or Centurion Card. If an Account has Additional Platinum Card(s) or Centurion Card(s), the Additional Card(s) is also eligible for the $100 statement credit per each Additional Card. To receive the credit, the application must be charged on the Additional Card account. If approved, membership into the Global Entry program is valid for 5 years without additional charges and subject to the program's terms and conditions. The $100 application fee must be paid regardless of a decision by U.S. Customs and Border Protection and is required to process the application. Membership is per person, and a separate application must be completed for each individual. Individuals under 14 years of age are not eligible for this program.

Please allow 6-8 weeks after the qualifying Global Entry transaction is charged to the eligible Card account for statement credit(s) to be posted to the account. Card members can call the number on the back of the Card if statement credits have not posted after 8 weeks from the date of purchase. Card members are responsible for payment of all charges until the statement credit(s) posts to the account. To be eligible for this benefit, Card account(s) must be active and not in default at the time of statement credit fulfillment.

5 FX International Payments is a service of American Express Travel Related Services Company, Inc. (“American Express”). This service is not available to consumers. To enroll in this service, your business will be required to complete an application which is subject to review and approval by American Express. For a copy of this application, including terms and conditions, call 1-800-249-5112. If an OPEN Business Platinum Card® member applies for the FX International Payments service and is approved by American Express, American Express will waive its transaction fee on foreign currency wire payments. This waiver may be discontinued by American Express at any time or in the event you cease to be an American Express OPEN® Business Platinum Card member. Wire payments in the same currency (e.g., USD to USD) are not eligible for this waiver. There is no minimum number of transactions in order to qualify for this waiver, but a minimum transaction size may apply, depending on the currency of the transaction. In some countries, the receiving bank may assess its own transaction fees on your wire payment. You recognize that, even if American Express does not charge you a transaction fee on your foreign currency wire payment, American Express may earn revenue from the foreign exchange transaction. Other fees may apply to products and services other than foreign currency wire payments. © 2011 American Express Company. All rights reserved.